Tool

Mortgage calculator for Mexico

Estimate your monthly mortgage payment in Mexico. Typical rates: USD 6–8% · MXN 10–14%. Terms up to 30 years for residents; non-resident foreigners usually need 30% down.

Estimated monthly payment
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Informational estimate only; not a credit offer. Ask Marce about financing options.

Frequently asked questions

Before you calculate

How much is a monthly mortgage payment in Mexico?

It depends on the loan amount, rate and term. As a reference: with typical peso rates of 10 to 14% annually and 20-year terms, a 3 million MXN loan runs about 29,000 to 37,000 MXN per month. Use the calculator above with your exact numbers.

What are typical mortgage rates in Mexico?

Peso loans typically run 10 to 14% annually; dollar loans, 6 to 8%. Your final rate depends on the bank, your profile and the down payment: a bigger down payment gets a better rate.

How much down payment do I need to buy a home in Mexico?

Residents can start at 10 to 20%. Non-resident foreigners usually need around 30%. The down payment lowers the amount financed and with it the monthly payment: try it in the calculator.